Comprehensive Benefit Plans
Our benefits work as hard as you do.
Take care of everyone on your payroll—and their families—with OpenCircle’s benefit plans. With electronic claims filing, direct billing, and our mobile app, our coverage is simple to access and easy to use.
Become a MemberHour Bank Benefit Plan
Look after your hourly workers with the Hour Bank Benefit Plan—designed exclusively for the unique needs of hourly workers. This plan is portable between all OpenCircle Member organizations across Canada
Office Supervisory Benefit Plan
Designed for office and administration staff, this plan offers similar coverage to the Hour Bank Benefit Plan.
Retiree Benefit Plan
Ensure coverage continues well into retirement. Available to retired employees between ages 55 and 89, this plan provides flexible coverage options with no medical underwriting required.
Optional Additional Coverage
Our Hour Bank and Office Supervisory Benefit Plans include a comprehensive selection of accidental death and dismemberment and life insurance benefits.
However, employees can choose to individually purchase optional additional life insurance, accidental death and dismemberment, and critical illness insurance to enhance their coverage.